TRANSFORMATION MODEL

Start: Scholarship Fund

Traditional NGO

Legacy Economic Inclusion Model

Traditional model: Students apply for grants. Checks are mailed. There is little tracking of whether the money was spent on books/tuition or if the student graduated.

Traditional Bottlenecks

  • High Administrative Overhead (up to 30%)
  • Compliance is post-trade & reactive
  • Assets trapped in siloed databases

The Utility Foundation

The Foundation Model

The TUF Model: "Smart Grants." Tuition tokens are sent directly to the university wallet. Book tokens are redeemed at approved vendors. The student's diploma is issued as a verified credential (soulbound token).

The Foundation Standard

  • Real-Time Reporting: Audit-grade data, block by block.
  • Automated Compliance: Rules enforced by smart contract code.
  • Asset Fluidity: Tokenized for instant, global liquidity.

Performance Delta

TUF_PROTOCOL
LEGACY_NGO
Settlement Speed
+86% Improvement
98%
Audit Precision
+54% Improvement
99%
Operating Cost
+57% Improvement
92%
Resource Recovery
+75% Improvement
95%
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